Alternatives To Bankruptcy

At Dezenberg & Smith, Attorneys At Law, in Huntsville, Alabama, we do not try to sell people on bankruptcy. We are not salesmen. We are attorneys, and our goal is to help people overcome their debt in the most efficient and effective way possible. Bankruptcy is not always the best option, and we will not recommend it if there are viable alternatives available.

What To Try Before Filing For Bankruptcy

The best case scenario is for people to pay their bills according to the terms of cardholder and loan agreements, avoiding going into default and maintaining strong credit. For many people, this is simply not realistic. However, we will review the case and if we believe it is possible, we will recommend an organized approach for getting debt cleared.

There are many other alternatives to bankruptcy that may also be explored. Perhaps something as straightforward as a claim of exemptions may help. Maybe negotiating a loan with one or two creditors will ease the overall burden of debt. We will educate you about all of the options available, from loan modification to bankruptcy.

Is Bankruptcy Right For You?

For many people who come to our lawyers, bankruptcy truly is the right option. It is a strong and reliable solution to debt problems. If we review your case and determine that bankruptcy makes the most sense, we will guide you through the process. We have more than 20 years of experience providing bankruptcy services, so you can be confident in our ability to help you get the benefits of bankruptcy, but only if bankruptcy is truly right for you.

Explore Bankruptcy Alternatives For Free

Call 256-715-9915 or send an email to schedule a free consultation about bankruptcy and alternative debt relief methods.

Reviews

  • "Mr. Dezenberg is very professional and friendly. My husband and I didn’t feel rushed. He explained the process in detail, and he made us feel really comfortable." - Leticia

    "Mr. Dezenberg was the nicest and most helpful lawyer I’ve ever met." - Melissa

  • "several other attorneys that I asked, who don't practice this type of law, recommended him." - AJ

    "John has represented me on more than 1 occasion and with excellent results." - Donna W.

  • "Not only is he very competent, but he is always responsive and he really cares about his clients." - Phil G.

    "John is one of the best bankruptcy attorneys in North Alabama." - Eric Artrip

  • "I never felt rushed at my appointments. I would highly recommend him to anyone who needs a bankruptcy attorney." - Lisa

    "His vast experience of the law makes him a powerful advocate for his clients." - Thomas Jarvinen

  • "He was very open and honest and to the point. I would recommend him any day of the week." - Tina

    "He was very professional, not once did he talk down to me nor made me feel bad about myself." - Gloria L.

Read More
  • AVVO Rating 10.0 Superb - Top Attorney Bankruptcy
  • Avvo Clients' Choice
  • NACBA - National Association of Consumer Bankruptcy Attorneys
  • NAFBA
  • 10 BEST 2014 | CLIENT SATISFACTION AWARD | American Institute of Bankruptcy Attorneys