Huntsville Loan Modification Attorneys

Many people believe that loan modification is the magic bullet to take care of their debt problems. In reality, loan modifications need to be handled carefully and may not provide the hoped for relief. The attorneys at Dezenberg & Smith, Attorneys At Law, in Huntsville, Alabama, can review your situation to determine if loan modification really makes sense. If it does, we can offer guidance. If it does not, our attorneys can suggest other debt relief options, like bankruptcy.

What You Need To Know About Loan Modification

Lenders do not have to modify loans. Many people find that they spend hours and hours going back and forth on the phone, only to get a negative response. Worse yet, some get a positive response, but they do not get it in writing and it does not hold up. Loan modification attempts can be successful, but hard work and persistence will likely be necessary.

Loan modification might not be the solution that it appears to be. Perhaps the lender is willing to reduce the interest rate, extend the length of the loan or even lower the principal. Is this going to make a dent in your overall debt problem? If you only have one loan, modification might be a perfect alternative to bankruptcy. However, if you have multiple loans, success in getting a single lender to modify the terms may not be sufficient.

Get An Honest Opinion For Free

We recognize that bankruptcy is the last resort. However, we have also been providing debt relief services for more than 33 years. Our attorneys know what works and when, and they are happy to offer an honest opinion of your case and your options for free.

Call 256-715-9915 or send an email to schedule a free consultation.

Reviews

  • "Mr. Dezenberg is very professional and friendly. My husband and I didn’t feel rushed. He explained the process in detail, and he made us feel really comfortable." - Leticia

    "Mr. Dezenberg was the nicest and most helpful lawyer I’ve ever met." - Melissa

  • "several other attorneys that I asked, who don't practice this type of law, recommended him." - AJ

    "John has represented me on more than 1 occasion and with excellent results." - Donna W.

  • "Not only is he very competent, but he is always responsive and he really cares about his clients." - Phil G.

    "John is one of the best bankruptcy attorneys in North Alabama." - Eric Artrip

  • "I never felt rushed at my appointments. I would highly recommend him to anyone who needs a bankruptcy attorney." - Lisa

    "His vast experience of the law makes him a powerful advocate for his clients." - Thomas Jarvinen

  • "He was very open and honest and to the point. I would recommend him any day of the week." - Tina

    "He was very professional, not once did he talk down to me nor made me feel bad about myself." - Gloria L.

  • "Brandon gave me the legal advice I needed. He is very knowledgeable and answered every question I asked him." - Celeste

    "I would recommend Brandon Smith to anyone that needed a great Bankruptcy Lawyer." - John W.

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  • AVVO Rating 10.0 Superb - Top Attorney Bankruptcy
  • Avvo Clients' Choice
  • NACBA - National Association of Consumer Bankruptcy Attorneys
  • NAFBA
  • 10 BEST 2014 | CLIENT SATISFACTION AWARD | American Institute of Bankruptcy Attorneys