The Truth About Bankruptcy

There are a lot of myths about bankruptcy. The truth about bankruptcy is this: bankruptcy is the path to financial freedom. It is a means of eliminating debt that has been used and trusted in Huntsville, throughout Alabama and across the United States for more than 100 years.

Bankruptcy will not permanently destroy your credit. In fact, most people who file for bankruptcy already have damaged credit and eliminating debt is the first step to rebuilding a credit score. Bankruptcy will not leave you homeless and without any property. Many people are able to file bankruptcy and keep their homes, and very few are required to liquidate any substantial amounts of property thanks to bankruptcy exemptions.

Ask Questions. Get Honest Answers. For Free.

At Dezenberg & Smith, Attorneys At Law, our attorneys have more than 29 years of experience in Bankruptcy Law. Our attorneys and staff are happy to answer your questions and address your concerns about the bankruptcy process. Count on us to be realistic. If bankruptcy is not right for you, we will tell you. We are not here to sell you on bankruptcy. We are here to do everything we can to help you overcome debt, and not just through bankruptcy.

If you do choose to file for bankruptcy, our attorneys and staff will stand by your side throughout the process. Questions may arise at any time, and we will be easily accessible to field them and provide clear answers. Talk to us and find out how we can help.

Call 256-715-9915 or send an email to schedule a free consultation about bankruptcy.


  • "Mr. Dezenberg is very professional and friendly. My husband and I didn’t feel rushed. He explained the process in detail, and he made us feel really comfortable." - Leticia

    "Mr. Dezenberg was the nicest and most helpful lawyer I’ve ever met." - Melissa

  • "several other attorneys that I asked, who don't practice this type of law, recommended him." - AJ

    "John has represented me on more than 1 occasion and with excellent results." - Donna W.

  • "Not only is he very competent, but he is always responsive and he really cares about his clients." - Phil G.

    "John is one of the best bankruptcy attorneys in North Alabama." - Eric Artrip

  • "I never felt rushed at my appointments. I would highly recommend him to anyone who needs a bankruptcy attorney." - Lisa

    "His vast experience of the law makes him a powerful advocate for his clients." - Thomas Jarvinen

  • "He was very open and honest and to the point. I would recommend him any day of the week." - Tina

    "He was very professional, not once did he talk down to me nor made me feel bad about myself." - Gloria L.

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  • AVVO Rating 10.0 Superb - Top Attorney Bankruptcy
  • Avvo Clients' Choice
  • NACBA - National Association of Consumer Bankruptcy Attorneys
  • 10 BEST 2014 | CLIENT SATISFACTION AWARD | American Institute of Bankruptcy Attorneys