Consumer Bankruptcy

Waking up each morning worried about how you will meet your credit card payments is not much fun and can soon start to get you down. The same applies to any other debts you may be struggling to meet. The actions of creditors or debt agencies can worsen things. Don’t...

Many individuals who are struggling to repay their debts are tempted to file for bankruptcy. Almost as many hesitate to take advantage of this opportunity because they are concerned about what this course of action will do to their credit history and their credit...

There are various forms of bankruptcy available. If you are filing over your personal finances, you have two options: Chapter 7 or Chapter 13. Understanding the differences can help you make the correct choice. Questions to ask The first question to ask is how much...

Bankruptcy can offer a welcome relief when you are drowning in debt. As such, the decision to declare bankruptcy is one that you should never take lightly. It is imperative that you get every aspect of bankruptcy declaration right from the onset.  If you decide to...

You lost your job, and you believe that you were a victim of worker’s compensation retaliation. However, you have more pressing financial concerns that have prompted you to file for bankruptcy. What happens now? How does an employment lawsuit affect your ability to...

In recent years, you’ve had unexpected medical bills and the company you work for is struggling, so your hours have been cut. Simply put, you haven’t had enough money coming in to cover your expenses. The bills are starting to pile up and debt collection agencies have...

Cars are not simply a luxury item for most people. They are often the main mode of transportation in terms of getting to work every day. Unfortunately, a car is also a substantial purchase. For this reason, many people opt to purchase a car on finance rather than...

Many people grew up believing there is something inherently wrong with anyone who files for bankruptcy. What if you are reaching that point yourself? Does that make you irresponsible? Should you feel guilty? No. People from all walks of life file for bankruptcy, and...

Filing for bankruptcy can give you a fresh financial start by wiping out most of the debt currently bogging you down. However, you need to get everything right to make the most of the bankruptcy process. Some mistakes could derail your bankruptcy plans, throwing you...

You’ve been struggling financially for some time now and the debts are starting to pile up. Maybe you lost your job, had your hours cut or have had to take some time off due to illness. In any case, debt collectors aren’t being very sympathetic. They’ve been calling...