Alternatives To Bankruptcy
At Dezenberg & Smith, Attorneys At Law, in Huntsville, Alabama, we do not try to sell people on bankruptcy. We are not salesmen. We are attorneys, and our goal is to help people overcome their debt in the most efficient and effective way possible. Bankruptcy is not always the best option, and we will not recommend it if there are viable alternatives available.
What To Try Before Filing For Bankruptcy
The best case scenario is for people to pay their bills according to the terms of cardholder and loan agreements, avoiding going into default and maintaining strong credit. For many people, this is simply not realistic. However, we will review the case and if we believe it is possible, we will recommend an organized approach for getting debt cleared.
There are many other alternatives to bankruptcy that may also be explored. Perhaps something as straightforward as a claim of exemptions may help. Maybe negotiating a loan with one or two creditors will ease the overall burden of debt. We will educate you about all of the options available, from loan modification to bankruptcy.
Is Bankruptcy Right For You?
For many people who come to our lawyers, bankruptcy truly is the right option. It is a strong and reliable solution to debt problems. If we review your case and determine that bankruptcy makes the most sense, we will guide you through the process. We have more than 33 years of experience providing bankruptcy services, so you can be confident in our ability to help you get the benefits of bankruptcy, but only if bankruptcy is truly right for you.