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Be Debt Free
Credit card debt is a common financial burden that can quickly spiral out of control if not managed effectively. Ignoring this debt can have severe consequences, impacting your credit score, financial stability and overall well-being. Below are some of the hidden...
Financial burdens are overwhelming. Too much debt could overtake your life, affecting your physical and mental health. Fortunately, you could declare bankruptcy if you need to. Doing so could provide you relief, helping you restart your finances. However, filing for...
Colleges can open specific career paths for students, but they’ve also become synonymous with student debt. Higher education costs have steadily increased over the past decades, forcing students to turn to loans that saddle them with debt that follows them long after...
Filing bankruptcy can help you gain a fresh financial start by eliminating or reducing existing debt. It can force you to give up some control financially, but the court will not heavily watch over your expenses. Instead, the court will only use its authority to...
In these economically challenging times, filing for bankruptcy can be a smart move to help relieve you of some creditor pressure. Maybe you’re stuck with a debt or mortgage that you’re unable to pay immediately, or you’re faced with insurmountable medical costs....
If you have a child who will be going to college soon or who is already enrolled, that’s likely to be one of your concerns as you consider bankruptcy. It’s important to consider how a parent’s bankruptcy can affect these various college financing options. Federal...
Before filing for Chapter 7 bankruptcy, you should consider how it will impact you in the future. A Chapter 7 bankruptcy can help you pay off your obligations and start over financially. However, your credit score will take a hit, and obtaining a mortgage to purchase...
When general creditors attempt to collect and fail, they can sue the debtor. If a court rules in favor of the creditor, the court may force your employer to withhold as much as 25% of your net monthly salary. This is a wage garnishment order. It is a devastating way...
If you face financial stress, you are not alone. Research done on the causes of emotional and mental struggles has stated that many adults all over the globe are troubled by some form of a stressful money issue. According to the 2022 Stress in America report by the...
Chapter 7 bankruptcy is common in the United States. It is a straightforward way to liquidate your assets and pay off your debts. However, you only need to turn over part of your property for this type of bankruptcy. Chapter 7 has exemptions that allow you to keep the...