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Be Debt Free
If you’ve made the decision to file for bankruptcy, you probably realize that the sooner you begin the process, the sooner you can be on the road to financial health. However, with the holidays not too far away, you may be concerned that filing now will mean no...
Bankruptcy can offer a welcome relief when you are drowning in debt. As such, the decision to declare bankruptcy is one that you should never take lightly. It is imperative that you get every aspect of bankruptcy declaration right from the onset. If you decide to...
Did you know that there is no limit to the number of times you can file for bankruptcy? While there is no limit, you do need to know that there are time restrictions, as well as other requirements, that may prevent you from filing certain forms. To understand when you...
You lost your job, and you believe that you were a victim of worker’s compensation retaliation. However, you have more pressing financial concerns that have prompted you to file for bankruptcy. What happens now? How does an employment lawsuit affect your ability to...
In recent years, you’ve had unexpected medical bills and the company you work for is struggling, so your hours have been cut. Simply put, you haven’t had enough money coming in to cover your expenses. The bills are starting to pile up and debt collection agencies have...
Filing for bankruptcy is a viable way to eliminate extensive debt and restore your secure financial footing. Unfortunately, some people try to avoid this filing at all costs due to all the misconceptions around it. Knowing the truth about these common myths and...
Cars are not simply a luxury item for most people. They are often the main mode of transportation in terms of getting to work every day. Unfortunately, a car is also a substantial purchase. For this reason, many people opt to purchase a car on finance rather than...
It’s no secret that many Americans are struggling to get by from paycheck to paycheck. It can be disheartening to see all of your wages dispersed before you’ve barely had a chance to look at them. Credit cards can help in numerous ways, but they can also be...
When individuals in Alabama fall behind on bills, they can expect their creditors to engage in aggressive enforcement efforts. From lenders trying to reclaim collateral property like vehicles through repossession to civil lawsuits and wage garnishment, there can be...
Many people grew up believing there is something inherently wrong with anyone who files for bankruptcy. What if you are reaching that point yourself? Does that make you irresponsible? Should you feel guilty? No. People from all walks of life file for bankruptcy, and...