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Be Debt Free
Going to college represents a step on the ladder to a lucrative corporate career or becoming a business owner for many Alabama residents. They felt that taking out student loans to complete their education was the right move because they expected to find a well-paying...
Just about everybody has experienced that sinking feeling of dread when their credit card bill comes in the mail and you finally have to confront it. Your balance is like a noxious weed growing in the backyard. One day. it’s manageable, and before you know it, it’s...
Some people’s debts reach such a high level that they can't envision paying them off within a reasonable amount of time, if ever. Those who find themselves in that situation often have to endure non-stop calls from creditors. Foreclosure proceedings, repossessions and...
Financing a vehicle purchase is a common practice. Most Americans don't have enough in their savings accounts to simply buy a new vehicle after a car accident or when their older vehicle develops mechanical issues. Many people trade in their existing vehicle and...
Sometimes we find ourselves in a negative downward spiral. Financial problems can lead to health problems, and health problems can then lead to more financial problems. Every situation is unique, but bankruptcy has been a solution that has brought financial relief for...
Any number of things can contribute to overwhelming debt that leads people to file for bankruptcy. Medical bills are often a factor. So are credit card bills, student loans and just the cost of living exceeding income. What if part of the reason you’re underwater is...
You’ve done everything you can to repay your debts -- but it hasn’t worked. You’ve crunched the numbers and you don’t see how you’ll ever climb out of your debt. Just the same, you’re worried about the effect bankruptcy will have on your credit and your future, so how...
They say, “Home is where your heart is.” What if your heart leaps every time there is a knock at the door? Do you consistently check the caller ID before answering the phone? Are you avoiding the mailbox, which is now stuffed to overflowing will bills and notices?...
If you have made the difficult decision to start a Chapter 13 bankruptcy, you’re not alone. There are many people who elect to go into bankruptcy to get back to a place of financial security, to get their debts on a monthly payment plan they can afford and to have...
Public perceptions about credit cards tend to vary pretty widely. Some people claim that they’re dangerous and they cause bankruptcy. Others, though, say that they’re necessary as a great way to improve your credit score. So which one is it? These conflicting views...