Our office is open, but we know you may have concerns about meeting in-person due to the COVID-19 pandemic. We are now taking appointments both in-person and over the phone. To schedule your free consultation, please call our office at 256-715-9915
Regardless of the reason for owing back taxes, failing to pay can lead to accrued interest, making it even harder to settle. Without a means to pay, taxpayers could lose a portion of their wages or assets through liens. Those drowning in tax debt might see bankruptcy...
Credit cards offer undeniable convenience, especially in an era where almost nobody carries cash – but credit card companies are masters at finding ways to subtly encourage excess spending. Study after study has found that people chronically spend more when they use...
There are many different types of debt people can accumulate, and it is quite common for people to have different attitudes toward different types of debt. For example, people generally recognize that payday lenders, car loan companies that specialize in bad credit...
In the excitement of a newlywed life, dreams of building a home and future together can overshadow the financial challenges ahead. Accumulating debts from loans taken to furnish this new life can lead to unexpected issues. This includes the possibility of facing a...
Chapter 13 of the federal Bankruptcy Code is what others refer to as the wage earner’s plan. It allows wage earners or business owners who earn a stable monthly income to feasibly repay their loans. They have the money. What Chapter 13 bankruptcy gives them is time....
Many people who are struggling with debt will choose to file for Chapter 13 bankruptcy. Those with higher income levels can qualify for Chapter 13 bankruptcy and don't have to worry about losing any of their property in the process. One of the main differences between...
Paying student loans long after you have left college behind can make you feel constant stress and affect your emotional well-being. Fortunately, there are ways to find relief when your financial situation becomes too much to bear. When paying your student loan has...
Credit card debt is a common financial burden that can quickly spiral out of control if not managed effectively. Ignoring this debt can have severe consequences, impacting your credit score, financial stability and overall well-being. Below are some of the hidden...
Financial burdens are overwhelming. Too much debt could overtake your life, affecting your physical and mental health. Fortunately, you could declare bankruptcy if you need to. Doing so could provide you relief, helping you restart your finances. However, filing for...
Colleges can open specific career paths for students, but they’ve also become synonymous with student debt. Higher education costs have steadily increased over the past decades, forcing students to turn to loans that saddle them with debt that follows them long after...