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Chapter 7 bankruptcy is also referred to as liquidation bankruptcy. As the name implies, it can require that you sell or liquidate some of your property. It's faster and more aggressive than Chapter 13 bankruptcy. Thankfully, the equity in your home, your vehicles and...
There is a popular saying that you can't squeeze blood from a stone. When it comes to someone struggling with credit card debt, not being able to squeeze blood from a stone essentially refers to the inability of someone with limited income to meet all of their...
When you can no longer pay your debts, bankruptcy offers you a solution to escape those debts. Those you owe money may not be so enthralled with your decision to file. Does that mean you need to worry about a creditor trying to block your bankruptcy filing? Creditors...
Financing a vehicle can be easier than financing other purchases because the vehicle serves as collateral for the loan. Even if you don't have much of a down payment, lenders may be willing to work with you because they know they can always take the vehicle back if...
If you are drowning in insurmountable debt, it can paralyze you into complete inaction. In other words, you may be so troubled by your circumstances that you end up doing nothing to improve your situation. When you finally decide to get a handle on your debt through a...
Whether it was a pile of unexpected medical bills or maxed-out credit cards, you somehow got mired in debt. Usually, filing for a Chapter 7 bankruptcy is viewed as a last resort for those struggling with debt, but that doesn’t make it all bad. While it can have some...
Being served with notice of a creditor lawsuit can be a shock. While you were likely aware of your mounting debt and collection attempts, being sued by the debt collector may have been the last thing you expected to happen. What can you do when someone that you owe...
The language used around bankruptcy can be offputting. It is often described as a “last resort” or said that you are “staring bankruptcy in the face.” However, bankruptcy is more common than you may realize. More than 3,000 people filed for Chapter 7 in Alabama...
Effective July 1, 2017, G. , Jr., Attorney At Law has become the Law Firm of Dezenberg & Smith, P.C., with Brandon N. Smith becoming a partner in the firm. We are looking forward to many years of providing the highest quality Bankruptcy...
On November 18, 2016, was a featured speaker on the topic of "Exemptions and Lien Avoidances" at the 35th Annual Bankruptcy Law Conference put on by the University School of Law at the Wynfrey Conference Center in Birmingham, Alabama....