Credit Card Debt
Discharge Credit Card Debt
Credit card debt is easily discharged through bankruptcy. This is a type of unsecured debt, which means it is not tied to any collateral. You can discharge credit card debt and other unsecured debt by filing for Chapter 7 bankruptcy. Chapter 13 is also an option.
We can guide you through the bankruptcy process. Credit card debt is one of the most common types of debt. The attorneys at Dezenberg & Smith have eliminated a great deal of it over the 40-plus years that they have been practicing Bankruptcy Law. You can be confident in his ability to help you overcome this debt and move on with your life.
Credit Card Debt Does Not Make You A Bad Person
There is a common myth that people with credit card debt brought the problem onto themselves. In our experience, this is rarely the case. Nobody wants credit card debt. More often than not, it builds up after an unexpected situation. Someone loses a job and starts relying on credit cards to cover costs of living. Someone gets hurt and pays for medical bills and other expenses with a credit card. Even those who simply spent too much may have found themselves victims of unrealistic interest rates and late fees.
Whatever the case may be, Dezenberg & Smith are here to help you, not judge you. We will assess your debt problem, including your credit card debt and any other debt you may have. We will help you choose the appropriate type of bankruptcy. We will guide you through the process with care and consideration, until your debt is eliminated.