BE DEBT FREE

Unexpected expenses or limited know-how in managing credit often lead individuals to pursue bankruptcy. Since people are required to take classes to learn about budgeting and debt avoidance as part of the bankruptcy filing process, many people would assume that they couldn’t end up back in a place where they needed to file bankruptcy again.

By the time you file for bankruptcy, your credit will likely have already taken a significant hit. It will drop even further when you file. However, after your discharge, you are in a unique position that allows you to rebuild financially. Taking the right steps after bankruptcy can be as important to maximizing the benefits

Everything that matters in the life of U.S. residents typically requires making decisions. Even when you have chosen debt relief through bankruptcy, you must still make at least one more critical decision—what form of bankruptcy best meets your needs. These decisions are not easy, but they are vital to your future financial wellbeing The two most common